) Guidelines for monitoring and evaluating the implementation of the anti-corruption policy; (5) Review of adequacy and completeness of the anti-corruption process by the audit committee or the SEC-approved

3,216,743 10,308 545 9,254 3,236,850 As of January 1, 2020, the Total capital adequacy ratio, Common Equity Tier 1 capital adequacy ratio and Tier 1 capital adequacy ratio each increased by 9 basis points (bp

compensate its compliance with the criteria or conditions to be waived. In granting the waiver under Paragraph 1, consideration is primarily given to the appropriateness and sufficiency of the information

operate business efficiently, responsibly and in compliance with applicable laws and regulations, including relevant standards of business operation. In considering appropriateness and sufficiency as

(NPL) 86,221 82,148 80,137 5.0% 7.6% Ratio of NPL to total loans 3.6% 3.5% 3.4% 0.1% 0.2% Ratio of loan loss reserves to NPL 183.4% 185.8% 190.9% (2.4)% (7.5)% Total capital adequacy ratio 20.71% 18.28

Capital Adequacy Ratio (CAR) and Common Equity Tier 1 ratio (CET1) stood at 18.2 percent and 15.6 percent, respectively. Commercial banks in Thailand faced many challenges during the year. Although

e-service Online Submission See canceled document Investment Advisory >> Capital Adequacy Requirements   Type Title Section See Document Status Notified Date Effective Date 1. Notification of the

e-service Online Submission See canceled document Derivatives Advisors >> Capital Adequacy Requirements   Type Title Section See Document Status Notified Date Effective Date 1. Notification of the

market regulatory agency;  (2) The SEC will consider the participants’ qualifications in various areas, including capital adequacy, work systems, management structure, and conditions for relevant

suspension of PVD contribution. In addition, upon readiness of employers, it is advisable to resume contribution as promptly as possible to support employees in building the adequacy of their retirement income