year, the net profit of the Corporate Group increased by 1.56 percent. This was due to expansion of distribution channels and use of business strategy, namely “Complete Set of Beauty, Entirely Filled

Expedia group, the world ’s leading online travel company, to add a new distribution channel and incorporate marketing campaigns globally. This will enhance ticket sales through sale channels of Expedia and

internationally. This includes accelerating information exchange, monitoring suspicious transactions, expanding investigative actions, and linking in‑depth information on identity, behavior, and fund flows

and bill payment transactions made via our four mobile and internet banking channels, i.e., K PLUS, K PLUS SME, K-Cyber and K-Cyber SME; these are the most sought-after services among our retail and SME

heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership

measures as announced by the government. However, the shutdown of shopping malls which are considered as the main sales channels of the Group effective from March 22, 2020 to May 17, 2020 has severely

changes in operating assets and liabilities 325 445 -27% Profit (loss) from changes in operating assets and liabilities (16) (60) +74% Net Cash flows from (used in) operating activities 309 385 -20

) from operating activities before changes in operating assets and liabilities 482 704 -32% Profit (loss) from changes in operating assets and liabilities (334) (252) -33% Net Cash flows from (used in

. Revenues Classified by Distribution Channels 12 Months in 2017 12 Months in 2016 Variation THB % Domestic Restaurant and Bakery Business 6,098 5,969 130 2.2 Food and Bakery Wholesales Business 762 817 (55

percent to 11.2 percent respectively. Revenues Classified by Distribution Channels 12 Months in 2017 12 Months in 2016 Variation THB % Domestic Restaurant and Bakery Business 6,098 5,969 130 2.2 Food and