acquisition after re-opening economy as well as from low base marketing spend last year amid COVID-19 lockdown • Admin & other expenses were Bt3,850mn, decreasing - 1.5%YoY and -4.8% QoQ mainly from cost

power was limited following rising energy price and inflation. The increased cost of living put pressure on consumers to spend wisely and reduced costs where required. The economic recovery benefited

power was limited following rising energy price and inflation. The increased cost of living put pressure on consumers to spend wisely and reduced costs where required. The economic recovery benefited

power was limited following rising energy price and inflation. The increased cost of living put pressure on consumers to spend wisely and reduced costs where required. The economic recovery benefited

surveyed in 13 years, as clear signal of economic recovery has boosted consumer confidence to spend and Optimism over corporate tax cuts have been boosted after Trump signed tax bill. The average daily

surveyed in 13 years, as clear signal of economic recovery has boosted consumer confidence to spend and Optimism over corporate tax cuts have been boosted after Trump signed tax bill. The average daily

improved to 1.17 times from 1.35 times a year ago. Capital Expenditure Total capex spend in 1Q21 of US$141M includes maintenance capex of US$44M. Our expected maintenance capex for 2021 and onwards is

. We worked with our customers in the public and private sectors to launch a promotional campaign encouraging consumers to spend more via QR code. Placing importance on management of data, especially

encourage people to save less and spend more. According to personal loan statistical data from the National Credit Bureau (NCB), there are three concerning signs: 1) Thai people are in debt faster – one out

under Bangchak banner, and the development of the Bangchak Mobile Application for Bangchak member card holders to spend their points in the form of E- coupon through the application, vastly improving