Income as of third quarter of 2018 per following table: (THB) Million 3Q18 3Q17 9M18 9M17 Total Revenues 124.06 143.81 392.98 412.86 Total Expenses 120.70 128.25 365.21 373.13 Shares of Profits 6.01 13.81

Public Company Limited has been assigned the credit rating at “BBB+” with “Stable” outlook by TRIS Rating. Land and Houses Bank Public Company Limited has been assigned the credit rating at “A-” (Single A

Public Company Limited has been assigned the credit rating at “BBB+” with “Stable” outlook by TRIS Rating. Land and Houses Bank Public Company Limited has been assigned the credit rating at “A-” (Single A

rating at “BBB+“ with “Positive” outlook by TRIS Rating. Land and Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2

rating at “BBB+“ with “Positive” outlook by TRIS Rating. Land and Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2

“BBB+” with “Stable” the rating outlook by TRIS Rating. Land and Houses Bank Public Company Limited was assigned the credit rating at “A-” (Single A Minus), “Stable” the rating outlook and affirms the

“BBB+” with “Stable” the rating outlook by TRIS Rating. Land and Houses Bank Public Company Limited was assigned the credit rating at “A-” (Single A Minus), “Stable” the rating outlook and affirms the

Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” and the results also affirmed the

Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” and the results also affirmed the

194.6 Income tax expenses 205.3 138.6 66.7 48.1 Profit from operations before expected credit losses and income tax 1,328.7 1,045.3 283.4 27.1 Profits from operations before income tax expenses 1,034.1