following the Bank of Thailand’s requirements and evaluate the profile of debtors based on the bank’s historical data. The bank has set aside of reserves for bad debts, doubtful accounts and impairment loss
reserves and financial investments were THB 8.7 billion at 31st December 2019 similar to THB 8.7 billion at 31st December 2018 . reviewQ419.xlsx MD&A 2019 24/02/2020 Asset Quality Accounts Receivable Most of
the annual general meeting in April and paid out in May. Financial Status The group currently has no interest bearing debt. Cash reserves and financial investments at the 31st December, 2017 were THB
able to collect long-outstanding account receivables, resulting in a reversal of reserves for doubtful debt for period of THB (0.08) million Administrative expense for the first quarter of 2018 consists
and cash equivalents in the amount of THB 450.39 million. This was pursuant to the Company’s policy in maintaining liquidity and setting aside cash reserves to be used as working capital in order to
projection late last year. The ratio of non- performing loan (NPL) to total loans was 4.1 percent. The ratio of loan loss reserves to NPL was 170.5 percent. The Bank continues to work closely side by side and
% - Legal reserves 19,700 0% 32,700 1% 32,700 0% 32,700 1% - Unappropriated (Deficit) 361,999 7% 515,258 8% 302,505 4% (641,293) -10% Total equity 2,978,522 59% 3,883,413 62% 3,681,683 51% 2,746,683 42% Total
liabilities 187,661 67% 194,129 76% 37,532 15% Share capital 170,000 61% 170,000 67% 340,000 139% Retained earnings (Deficit) - 0% - 0% - 0% - Legal reserves - 0% - 0% - 0% - Unappropriated (Deficit) (78,869
reserves ratio is at 184.32%. Earnings per share for the third quarter and the nine-month period of 2017 were Baht 0.04 per share and Baht 0.12 per share, respectively. When compared to the third quarter and