quarter last year. Interest income from loans rose by Baht 1,330 million, while interest expenses rose by Baht 606 million due to an increase in deposit volume and an increase in borrowings volume due to

term loans from financial institutions decreased by Baht 536.0 million (4) Current portion of long-term borrowings from financial institutions increased by Baht 104.0 million Non-Current Liabilities of

million due to the expansion in deposits and borrowings. The net interest margin slightly increased to 2.39 percent. V2 12/11/62 6 Bangkok Bank Interest Rate Sep’19 Jun’19 Mar’19 Dec’18 Sep’18 Jun’18 Loans

issued and borrowings. The utilization of funds comprised Baht 1,978.5 billion or 62.3 percent in loans, Baht 634.2 billion or 20.0 percent in net interbank and money market assets, and Baht 524.8 billion

dealer network. - Loans For nine-month period, loans shared 38% of total turnovers (shared 25% from personal loan and 13% from purposed loan for mobile phone, IT products, electrical appliances and etc

doubtful accounts, the Company setup THB 5.99 million for doubtful debts during this period, (3) Rise of others expense of THB 10.72 million or 60.91%. The Company had started to export the program rights in

288,381.95 251,525.87 172,173.56 181,693.82 Debts Issued And Borrowings 43,804.91 28,343.50 55,415.43 49,008.06 Other Liabilities 11,518.62 9,031.06 8,923.62 7,922.89 Total Liabilities 384,961.05 316,785.29

% 79% 7,490 10,723 431 1,998 7,529 12,065 754 2,953 1% 13% 75% 48% Total Revenues 5,979 5,306 6,165 3% 16% 20,642 23,301 13% Operating and administrative expenses and others Bad debts and doubtful

year. - Loan The income from loans in the consolidated financial statements amounted to 2,475 million baht for the 1Q/2024, which reduced by 2% from last year. The income from loans has 45% proportion of

currency fluctuation whereas foreign debts were all fully hedged. Profit In 3Q17, EBITDA was Bt17,589mn, increasing 15% YoY and 2.8% QoQ. This was underpinned by a decent growth in revenue with softer