2018 as a result of the increase in bad debts, doubtful accounts and impairment loss by 91.2%. Bad Debts, Doubtful Accounts and Impairment Loss The bank set allowances for bad debts and doubtful accounts
to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 186.65%. Earnings per share for the second quarter and the
decreased by 37.4% and bad debt and doubtful accounts decreased by 42.6% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves
2018 as a result of the increase in bad debts, doubtful accounts and impairment loss by 91.2%. Bad Debts, Doubtful Accounts and Impairment Loss The bank set allowances for bad debts and doubtful accounts
be based on impairment requirement under Thai Financial Reporting Standard No. 9 (TFRS 9). Financial instruments under TFRS 9 are classified into 3 stages. For stage 1, TFRS 9 requires ECL allowances
ทุนสวนบุคคล ลงวันที่ 11 มิถุนายน 2547 (“ประกาศที ่สน. 23/2547”) ดวย อนึ่ง ในกรณีทีคู่สัญญาเปนผูลงทุนที่มีถ่ินที่อยูนอกประเทศ (non-residence) หลักทรัพยที่ใหยืม ตองเปนหลักทรัพยตางประเทศเทา
Hotel and Residence Freehold and Leasehold Property Fund 15 14 1 7 43 36 7 19 Total 397 392 5 1 1,196 1,150 46 4 III Cost of sales by business segment (Unit: Million Baht) Third quarter 9-month period
Center Plc 295 271 24 9 880 780 100 13 LH Financial Group Plc 105 107 (2) (2) 321 324 (3) (1) Quality Houses Leasehold Property Fund 49 44 5 11 145 132 13 10 Quality Houses Hotel and Residence Freehold and
to the expansion of the electric train network to more outer city locations. In addition, this group of customers has the objective of buying for real residence and there is still fluctuation of demand
more outer city locations. In addition, this group of customers has the objective of buying for real residence and there is still fluctuation of demand lower than condominiums. Therefore considered as a