previous quarter by from the ability to control the quality of assets in Stage 3 and better debt collection performance. - Finance Cost The Company recorded consolidated finance cost in the 3Q/2023 of 511
purchase in 2023 amounted 998 million baht, decreased 3% from last year as a result of hire purchase income reduction in CLM. However, the hire purchase income in Thailand increased 7% from last year. 4 In
revamping programs. However, the slight reduction in credit card revenue is inline the higher minimum repayment rate increasing from 5% to 8% this year, and the number of full-payment was higher than last
sales amounted to THB 3,179 million increased by THB 724 million or 29.5%. The main contributor was sales from CLMV amounted to THB 1,064 million or 69.8% of which can offset the impact of reduction in
offset the impact of reduction in export sales to some countries which are affected by the unfavorable industry environment and in early stage of brand awareness building. Domestic sales amounted to THB
since August 1 last year. In the fourth quarter of 2021, the Company’s revenue were 5,194 million baht, decreasing of 17 million baht or 0.3% q-q but increase by 4% y-y due to reduction of debt collection
regulatory sandbox can be a protocol for further bond market development and other work processes in the capital market in the future. This regulatory sandbox is a major step forward and an important part
of 1.4% Q-o-Q, but a reduction of approximately 2.7% Y-o-Y, while sales revenue in USD terms grew by 5.3% Q-o-Q and 7.7% Y-o-Y. The slight Sales growth in Baht terms was due to the THB's strengthening
the recognition of SEC Thailand on the global stage. Currently, the IOSCO Board comprises 35 member regulators from countries worldwide.