: Baht millions) For the year ended 31 st March Consolidated financial statement Apr 2017 - Mar 2018 Apr 2016 - Mar 2017 Change % Change Revenue from sales & service 3,376.19 3,199.82 176.37 5.5% Other
credit card spending and acquisition of new credit card customers. In addition, our consolidated revenue from Personal Loan were 10,385 million baht, stable from previous year and consolidated hire
-Commerce website of all business units • Mobile application One-Stop application for all lifestyle needs from Central, Supersports, and Tops • Personal shopping via Line application: ‘Chat & Shop’ • New
personal loan and hire purchase products as well as continued growth from bad debt recovery by 32% y-y. The revenue from overseas subsidiaries grew by 63% y-y. In addition, in the fourth quarter of 2019, the
& Calpis grew 1.5% YoY and above market growth. C-Vitt became #1 brand in functional drink with market share of 23.3% in Q3’18 from 16.9% in Q2’18. Domestic Personal Care grew 9.1% YoY. At constant FX
Bangkok 31% and up-country 69%. Details of each business can be described as follows: - Credit Card In the first half year of 2017, credit cards turnover accounted 55% of total turnovers with revenue of
26% of total turnovers with the revenue of 10,368 million baht, a decrease of 754 million baht or 7% y-y mainly from a reduction in interest rate ceiling for personal loan by 3%. In the fourth quarter
total consolidated revenues were 5,459 million baht, stable compared to the same quarter of the previous year. The increase in revenues was attributed to an 8% increase in credit card revenue, in line
1 Forth Smart Service Public Company Limited (FSMART) 3Q19 Management Discussion and Analysis Operational Summary in 3Q19 Net profit was Bt144mn, decreasing 1.1% YoY. Total revenue from core
48.3% from 9M/2018, mainly due to the increase in both revenue from sale of goods and revenue from rental and rendering of services, higher gross profit margin from sale of goods, decreased percentage of