customer base within value chains, especially among businesses with brighter growth prospects, namely construction materials, energy, automobiles and parts, and consumer goods. In this quarter, KBank

. Overall, we always provide support to commercial loans and lending for energy efficiency as well as the harnessing of clean energy in place of fossil fuels, based on sound corporate governance practices

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

in 2017, as a result of soaring energy prices at home in line with higher oil prices in the global market. For Thai monetary policy, the Bank of Thailand’s policy rate is expected to stay low at 1.50

their trade partners dealing with distributors, as well as industries with brighter growth prospects, namely energy, automobiles and spare parts, and consumer goods. Meanwhile, we collaborated with the