liquidate the collaterals. Nevertheless, the liquidation value may be insufficient to cover the debt, causing losses to the brokers and impacting the credibility of the overall capital market. Additionally

Offering of Debt Securities by Foreign Issuer Commercial Name of the Issuer……………………………………….. Offering to…………………………………………………………………….. Features of Debt Securities i.e. interest rate/ offering unit /total

prev m debt colle ercent. rom collecti rease of 50 n which as l Q3/2017. ther income terest incom the Comp 29.1 perce from accou costs for th .7 million b period of 2 lion baht or asing of em t in

higher revenues from collection of purchased accounts receivables and debt tracking services. For 9-months period of 2018, the Company’s net profit was 374.3 million baht which increased 26.1 percent from

4.02 31.14 4.02 Bad debt and doubtful accounts(reversal) 5.66 5.96 5.66 5.96 Loss from impairment on investment 0.84 0.84 47.76 47.76 Loss from disposal of investment in a joint venture proportion 0.29

level of household debt and conservative spending are continue to hinder domestic consumption by limiting consumption with only necessary items, decreasing in spending frequency and low- price. The

-Bearing Debt. Our Net Interest-Bearing Debt to Equity ratio was at 0.57x. PERFORMANCE BY BUSINESS Utilities Business Revenue from Sales and Services from Utilities Business in 1Q2018 of Baht 422.0 million

or 3% from last year. The revenues growth came from an increase in credit card income and bad debt recovery. As of May 31, 2017, The Company has active billings of 3.42 million accounts per month with

furniture business. The mainly increase derived from the domestic sales increasing 16 percent. At the present, the proportion of domestic sales is 48 percent of total revenue from sale. In addition, other

Turnover Ratio Settlement Period: Sharpe Ratio Alpha Remark: ……………………………………...………………….……. ………………………………………………………………………… ………………………………………………………………………… Beta Tracking Error Average Maturity of Debt Instruments