. Furthermore, under the debt to equity conversion scheme above, the Company will receive financial assistance from Link Capital I under the Credit Agreement in the amount of USD 41,000,000, or equivalent to THB

2020, credit demand from the business sector improved from the previous quarter, due to loan demand from large corporates and small and medium sized enterprises (SMEs) for working capital and refinancing

(FVPL)  Impairment of financial assets based on an expected credit loss (ECL) framework with financial assets classification into 3 stages. Stage 1: financial assets where the credit risk has not

2018 primarily due to the US-China trade war and global uncertainty contributed negative impact on export growth. The growth of credit card business in Thailand continue expansion due to overall economic

connected transaction of the Company. Furthermore, prior to entering into the transaction under the debt to equity conversion scheme as stated above, on January 22, 2017, the Company entered into the Credit

เลขประจำตัว คำนำหน้า ชื่อ-สกุล credit line ยอดเงินให้ กู้ยืมคงค้าง(margin loan) หลักทรัพย์ให้ยืม หลักประกัน cash balance equity ชื่อ จำนวน หน่วย จำนวนเงิน หลักทรัพย์ อื่นๆ ชื่อ จำนวนหน่วย จำนวนเงิน (4

welfare, Tax deduction for domestic tour package and shopping. As of November 30, 2017, the Company’s total cards reached 8.06 million cards (including 2.48 million credit cards and 5.58 million member

considered the terms under the Credit Agreement, including the interest rate and fees, loan period, and collaterals thereunder, in comparison with the interest rates or other terms offered by private equity

which may affect international trade and exchange rate fluctuation. According to the Bank of Thailand data, at the end of December 2017, reported the total numbers of credit card industry amounted to 20.3

of Thailand data, at the end of December 2016, reported the total numbers of credit card industry amounted to 23.2 million cards, has grown by 6% more than last year. Credit Card Receivables was