era to aid our customers in their business operations. In the third quarter of 2019, KBank granted support to customers in food and beverages, real estate and leasing businesses through their issuance

liquidity boosting measures to aid financial institutions which provided support to fixed-income funds, together with establishment of a Corporate Bond Stabilization Fund (BSF) and a soft loan scheme. Ye ar

operations, KBank has centralized all necessary functions after customers’ credits have been approved, including legal and contract- related matters, preparation of collateral agreements, credit limit setup

, preparation of collateral agreements, credit limit setup, credit disbursement, credit-related document storage and credit data support. KBank also set up processes to monitor customer credit-utilization