for payment. The Corporate Group has established policy for setting provision or allowance for doubtful debts which is based on the analysis of accounts receivable aging and assessment of past debt

with outstanding performance in terms of environment, society and governance, based on the assessment by Thai pat Institute. August World Medical Hospital received the Outstanding Cooperation Award at

มปัีญหาหนี้ครัวเรอืนทียั่งอยู่ในระดับสงู ทําใหป้ระชาชน ยังระมัดระวงัการจับจ่ายใชส้อยภาคครัวเรอืนอยู่ (ทีม่า : Quarterly Economic Assessment and Outlook ครัง้ที ่3/2560 ธนาคารกรุงเทพ จํากดั (มหาชน)) การวเิ

receivable aging and assessment of past debt collection experience. Accordingly, the Corporate Group has experienced very little bad debts and has not found any irregularity in 2017 and there was no bad debt

for transactions, requirement to obtain approval from or report to senior management, face-to-face contact with the client or his ultimate beneficial owners or ultimate controlling persons, assessment

controlling persons, assessment on the effectiveness of clients’ KYC/CDD measures and controls in case of omnibus accounts, or closely monitoring of clients’ transactions. Clause 16. Notwithstanding the

owners or ultimate controlling persons, assessment on the effectiveness of clients’ KYC/CDD measures and controls in case of omnibus accounts, or closely monitoring of clients’ transactions. Clause 16

. หน่วยงานอื่น ๆ เช่น ศูนย์ดำรงธรรม สภาวิชาชีพบัญชี เพื่อการประเมินคุณธรรมและความโปร่งใสในการดำเนินงานของหน่วยงานภาครัฐ (Integrity and Transparency Assessment: ITA) ของสำนักงานพัฒนารัฐบาลดิจิทัล (องค์การ

assessment of past debt collection experience. Accordingly, the Corporate Group has experienced very little bad debts and has not found any irregularity in 2019 and there was no bad debt in the past year 2018

advisory assessment report. But the investment in the said subsidiary There is a business risk by being a juristic person established in a foreign country. With high operating expenses And there is still