(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

บริษทั นามยง เทอร์มนัิล จ ากดั (มหาชน) NAMYONG TERMINAL PUBLIC COMPANY LIMITED 1168/52 (อาคารลุมพินีทาวเวอร์ ชั้น 19) ถนนพระราม 4 แขวงทุ่งมหาเมฆ เขตสาทร กรุงเทพมหานคร 10120 1168/52 (LUMPINI TOWER 19

% 4.6% Net Profit(Loss) Margin 1 (%) (2.1%) (5.1%) (3.0%) 2.7% 1.3% (1.4%) Number of branches as at Jun 30 41 40 (2.4%) 41 40 (2.4%) • After You Public Company Limited (“the Company”) reported

% 32.6% 6.4% Net Profit (Loss) Margin 1 (%) (11.2%) 13.7% 24.9% (2.1%) 12.0% 14.1% Number of branches as at September 30 39 44 12.8% 39 44 12.8% • After You Public Company Limited (“the Company”) reported

Public Company Limited and its subsidiaries, as per the consolidated financial statements for the first 9 months of 2023 (9M2023), compared to the same period of 2022, is as follows: 1. Statement of

decreased by 17.22% 2023 Financial Summary Financial performance of Advice IT Infinite Public Company Limited and its subsidiaries, as per the consolidated financial statements for 2023, compared to 2022, is

THB 1,229.18 million decreased by 11.64% Net Profit amounted to THB 205.67 million decreased by 52.19% 2022 Financial Summary Financial performance of Advice IT Infinite Public Company Limited and its

follows: No. Name Amount of debt (THB) Creditor type 1 Kasikorn Bank Public Company Limited 566,302,402 Financial Institution 2 Export–Import Bank of Thailand 29,821,183 Financial Institution 3 J Shipping

Indorama Ventures Public Company Limited for the first quarter ended March 31, 2021 We are pleased to submit: 1. Consolidated and Company only Quarterly Review of Financial Statements for the first quarter