: Certified Companies of Thailand's Private Sector Collective Action Coalition Against Corruption LH Financial Group Public Company Limited, Land and Houses Bank Public Company Limited and Land and Houses Fund

Quarter ended 30 September 2020 Page 3/19 Thailand's Private Sector Collective Action Coalition Against Corruption Certificate LH Financial Group Public Company Limited, Land and Houses Bank Public Company

. This was mainly caused by the reduction of input tax of solar cell and equipment for solar energy which has been gradually deducted from output tax during the 9 months. Statement of financial position

of foreign exchange, deferred income tax, and lease income 2,504 2,967 45 50 2,549 3,017 (468) (16%) Deferred income (expense) tax 22 (13) - - 22 (13) 35 100% Profit (Loss) before the effects of

demonstrated a cautious growth from expansions of private consumption and tourism sector, while facing global and local economic headwinds and challenges from high interest rate environment. Overall, AIS

existing shareholders have subscribed in excess of their shareholding on a private placement basis to Mr. Somprasong Panjalak, at the offering price of THB 1 per share; 4.3 to allocate 100,000,000 newly

income tax expense 133.69 15.60% -366.74 -39.1% 500.42 -136.45% Finance costs 36.13 4.22% 45.56 4.9% -9.43 -20.69% Profit before income tax expense 97.55 11.38% -412.30 -44.0% 509.85 -123.66% Income tax

tax expense -366.74 -39.15% 40.85 7.6% - 407.59 -997.74% Finance costs 45.56 4.86% 42.13 7.8% 3.43 8.15% Profit before income tax expense -412.30 -44.01% -1.28 -0.2% - 411.02 32216.29% Income tax

) 121,708.94 (100.00) Profit (loss) from Exchange Rate (931.01) (7,964.13) (7,033.12) 88.31 Loss on idemnity claims - (11,811.98) 11,811.98 (100.00) Profit (loss) before Finance cost and Income Tax 21,369.82

) (4,456) 1,488 (33.39) Profit (loss) before Finance cost and Income Tax (15,849) 5,403 (21,252) (393.34) Finance cost (1,755) (2,962) (1,207) 40.75 Profit (loss) before Income Tax (17,604) 2,441 (22,459