applicant………………………………………………………. 1.2 Location of the office established by the applicant …………..………… telephone number ……………… facsimile number…………………… 1.3 Paid-up capital…………………. Baht 1.4 Total assets

Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the First Quarter of 2018 1 1.2 Banking Industry and Competition 2 1.3 Regulatory Changes 2 2. Risk

Total expenses Remark: ……………………………………………………………… ………………………………………………………………………… ………………………………………………………………………… Fees to be charged to unitholders (% of trading value) Fee items Maximum charge Actual charge

. As of September 30, 2019, KBank and subsidiaries had total assets worth Baht 3,240,134 million, rising Baht 85,043 million or 2.70 percent from the end of 2018. The increase came mainly from rising net

) Engagement Performance; (b) Monitoring; and (c) Total scores (Unofficial Translation) 2 Service Channel Location: The Securities and Exchange Commission 333/3 Vibhavadi-Rangsit Road, Chomphon, Chatuchak

awards we received in this quarter. B Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the First Quarter of 2019 1 1.2 Banking Industry and

business strategies, the aforementioned endeavors allowed KBank and K Companies to meet business targets and at the same time gain wide acceptance and recognition at home and abroad. B Contents Page

of intangible assets from the acquisition of GLOW". (see details on page 24) Operating Revenue (THB million, %) Electricity + Financial Lease (IPP) Electricity (SPP+VSPP) Steam QoQ -8% YoY -14

644 31 Rai 150 Sq.wah 2 No. Type of Certificate of Ownership No. of document Survey page Area 6. Title deed 4162 645 17 Rai 392 Sq.wah 7. Title deed 4163 646 36 Rai 57 Sq.wah Total area 232 Rai 149

reflected in the numerous awards we received in this quarter. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Third Quarter of 2017 1 1.2 Banking