-2022 Balance by Quarter Change Topic Q2-22 Q1-22 Q2-21 Q1-22 VS Q1-22 Q2-22 VS Q2-21 (Million Baht: MB) (MB) % (MB) % Total revenue 1,711.8 1,399.2 2,081.2 312.6 22.3 (369.4) (17.7) Total operating

the Group continuing expansion and new project development. Finance costs Q1-2021 Q1-2022 THB Mn THB Mn THB Mn % Finance costs 34.1 34.5 0.4 1.2% Change Finance costs for Q1/2022 compared to Q1/2021

for overseas business expansion. Additionally, the Company continued to be adversely affected by news related to manufacturers of substandard products and the closure of the biggest wholesale skincare

, change in regulation for retirement provisioning). As a result after a very successful 2018 with over 24% topline and 30% EBITDA growth, this year has witnessed a 13% revenue and 28% consolidate EBITDA

stagnated for 85% since the end of last year. Nevertheless, the Company’s business expansion to the Philippines helps extend the customer base and diversify its revenue streams which mitigate the risk of

central bank is likely to keep interest rates low for the foreseeable future. Economic indicators for June and the second quarter of this year suggested an expansion in private investment and consumption

decline by dropping 43.48% compared to the same period last year as sales in China stagnated since the end of last year. Nevertheless, the Company’s business expansion to the Philippines helps extend the

quarter, although the pace of expansion remained relatively lackluster. Exports registered no growth over a year with a continued appreciation of the Thai baht having a detrimental effect and this has fed

3,386.7 558.7 16.5 Total assets 238,906.6 230,548.3 8,358.3 3.6 Loans to Customers As of 30 September 2020, the bank had loans to customers net of deferred revenue and modification gain or loss from the new

our new and existing customers. Unit : million Baht Jan - Sept 2020 % Jan - Sept 2019 % Change %YoY Sales and Services Revenues 382.82 99.4 250.79 99.6 132.03 52.6 Other income 2.33 0.6 0.94 0.4 1.39