of 100,000 baht to earn 5 percent return in six months and promised to repay the principal and generate the guaranteed returns gradually every 30 days until the investment contract expires. Such

equivalent to THB 3,160,689,724.68 (divided into principal of USD 58,392,108 or equivalent to THB 2,015,066,231.00, and interest of USD 33,197,604, or equivalent to THB 1,145,623,493.68) (the “Trade Debt”). 2

a letter from ACO I to confirm the amount of transferred debt as at January 31, 2017, of USD 91,589,712, or equivalent to THB 3,160,689,724.68 (divided into principal of USD 58,392,108 or equivalent

transactions, and thus slash our cash management costs, leading to reduced costs for our customers and within the overall economic system in the long run. Within this context, KBank and K Companies accentuate

)  Increasing the interest rate from 5.25 percent per year to 6.25 percent per year, during the extended maturity period;    (4)  Adjusting the principal repayment schedule into two installments, with the first

interest rate from 7.25 percent per year to 7.50 percent per year, during the extended maturity period;            (3) Adjusting the principal repayment schedule to four installments, with the first

interest rate from 6.75 percent per year to 7.00 percent per year, during the extended maturity period;             (3) Revising the principal repayment schedule to two installments, with the first

from 7.25 percent per year to 7.50 percent per year, during the extended maturity period;    (3) Adjusting the principal repayment schedule to four installments, with the first three installments

:      (1) Extention of the maturity dates for the redemption of both bond issues for another year;       (2) Partial payment of the principal by reducing the par value per unit at a total rate of no less

maturity period for two years and to repay the principal partially in four installments, accounting for 30 percent of the total principal amount at the issue date of the bonds;   Agenda Item 3: To increase