-sale (POS) systems as a management tool for enhancement of business efficiency. For card accepting merchant business, KBank launched a PR campaign to broaden the K PLUS SHOP customer base via mobile
to closely monitor credit quality and maintain high levels of capital fund and loan loss provisions to withstand a potential adverse impact from economic uncertainty. Credit Rating LH Financial Group
NML’s assets to decrease by ten percent or more or by more than Baht 5,000,000 is considered an event having a significantly Enclosure Page 3 adverse impact. 4. The debt restructuring agreement between
นั้นตองไมทําใหผูถือหุนของบริษัทแมเสียประโยชน หรือสงผลกระทบเชิงลบตอผูถือหุนเดิม (adverse impact) - บริษัทแมตองมีวิธีในการคุมครองสิทธิประโยชนของผูถือหุน โดยจัดสรรหรือใหสิทธิพิเศษในการซื้อ
shareholders’ meeting of the Company shall have approved the entering into the Transaction; and (2) No change has occurred, which causes a material adverse effect on assets, liabilities, business opportunity
relevant agreements are as follows: (1) The shareholders’ meeting of the Company shall have approved the entering into the Transaction; and (2) No change has occurred, which causes a material adverse effect
follows: (1) The shareholders’ meeting of the Company shall have approved the entering into the Transaction; and (2) No change has occurred, which causes a material adverse effect on assets, liabilities
to closely monitor credit quality and maintain high levels of capital fund and loan loss provisions to withstand a potential adverse impact from economic uncertainty. Credit Rating LH Financial Group
measure, the Bank continued to set aside additional expected credit losses (Management Overlay) in the amount of Baht 998 million for any possible adverse impact from the current situation. Total allowance
classification, the Bank adheres to accounting guidelines regarding providing temporary relief measures to debtors affected by adverse Thai economic conditions. In this regard, the Bank is allowed to provide