% (12.0%) 26.7% 26.2% (0.4%) Net Profit(Loss) Margin 1 (%) 14.1% (11.2%) (25.3%) 6.7% (2.1%) (8.8%) Number of branches as at September 30 41 39 (4.9%) 41 39 (4.9%) • After You Public Company Limited (“the

% 27.4% 0.2% Net Profit (Loss) Margin 1 (%) 8.1% 6.8% (1.3%) 7.1% 0.6% (6.5%) Number of branches as at December 31 42 40 (5%) 42 40 (5%) • After You Public Company Limited (“the Company”) reported

Limited Board of Dire neral Meeting ,153.00 from mber of ordina value of Ba ny Clause 4 to managing dire be authorized partment of B registrar’s ord neral Meeting ,405.00 from aht 1.00 per s par value of y

January 16, 2020, the Company had registered the change in the paid-up capital to the Department of Business Development (DBD). 6 Bangkok Commercial Asset Management Public Company Limited Interest Income

Management Discussion and Analysis For the fourth quarter and year ended December 31, 2019 Bangkok Commercial Asset Management Public Company Limited 99 Surasak Rd, Silom, Bangrak, Bangkok 10500

Management Discussion and Analysis For the first quarter ended March 31, 2020 Bangkok Commercial Asset Management Public Company Limited 99 Surasak Rd., Silom, Bangrak, Bangkok 10500 Thailand Tel 0

(F53 N.D. Rubber Public Company Limited (“ No.5/2017 held on November 26, 2017 which has the material resolutions as follows 1. Approved to propose the Shareholders’ Meeting to approve the Company to

discussion contained elsewhere in the registration statement. IV. INFORMATION ON THE ISSUER A. History and Development of the Issuer The following information shall be provided: 1. The website address of the

operational staff. Additionally, in July, the Ministry of Finance approved the establishment of GPSC Treasury Center Company Limited (GPSC TC), a 100% owned subsidiary of GPSC set up to increase efficiency and

รุงรกัษาและสญัญาอื่นๆ ทีเ่กีย่วขอ้งกบัโครงการ รวมทัง้สญัญาทางการเงนิ โดย RATCH-Australia Collinsville Solar PV Pty Limited ซึง่เป็นบรษิทัลูกของ RAC ไดล้งนามสญัญาทาง การเงนิกบั Clean Energy Finance