came from both an increase of Baht 468 million, or 2.93 percent in non-interest income, which was derived mainly from revenue from capital market products and rising net fees and service income, and an

resolution of the Annual General Shareholders Meeting for the year 2019 on 23 April 2 0 1 9 had approved the dividend payment of 0.47 Baht per share (Dividend for the year 2018 was 0.47 Baht per share) or

%) 3. Other income increased Baht 74.86 million or 958.74% from the corresponding period of the previous year, mostly from the interim dividend income from investment in BBF at the amount of Baht 71.78

on Assets (%) 4.78 3.95 6.33 Return on Fixed Assets (%) 36.41 30.95 36.84 Asset Turnover (Times) 1.04 1.11 1.07 FINANCIAL POLICY RATIO Debt to Equity Ratio (Times) 0.26 0.27 0.27 Interest Coverage

term loan 808.20 million Baht, dividend payment of 848.63 million Baht, 84.74 million Baht for interest payment by cash, and short-term loan drawdown of 380.00 million Baht. Interest Bearing Debt total

interim dividend paid-out. As ending of Q3/2019, the Company’s total debt to equity ratio stood at 1.90 times while interest bearing debt to equity ratio was 1.70 times. Looking forward The Company’s

level. In addition, there was an increase of reduction cost of inventory to net realizable value amounting of Baht 3.0 million in Q2/2017, whereas there was no such transaction in Q2/2016. The interest

66.3 percent. (3) Interest income For Q2/2018, the company had revenue, from interest income, of 0.06 million baht, decreased 0.03 million baht or 32.3 percent compared with Q2/2017. (4) Other Income For

company had revenue, from gain on sales of land and buildings await development, of 167.8 million baht, increased 167.8 million baht or 100.0 percent compared with Q3/2017. (4) Interest income For Q3/2018

reversal of such transaction of Baht 4.0 million in 2019. And there was an increase in total staff expenses of Baht 8.4 million in 2019. The interest expenses in 2019 was Baht 11.7 million, or 2.14