and subsidiaries reported Baht 9,744 million in net profit, decreasing Baht 1,173 million or 10.75 percent over-quarter. The decrease could be attributed to non-interest income, which dropped Baht 3,187

or could materially affect, directly or indirectly, the issuer’s financial position and results and business operations, and investments by holders of securities in the issuer, in a section headed

previous quarter. The improvement could be attributed to net interest income which increased by Baht 326 million or 1.27 percent. Net interest margin (NIM) stood at 3.34 percent. Non-interest income also

791 8% 8% 11% 11% 9% 16% 2016 2017 2018 2019 2021 Necessity HVA Core EBITDA Margin (%) Core ROCE (%) Integrated PET Core EBITDA ($m)  Commenced review of implanting Industry 4.0 strategies which could

year- end 2020 or Q1/2021 and there could be a downward pressure to the selling price, the profits could be enhanced, and eventually, the turnaround time could be shortened. 4.2 COVID-19 Impact For the

materially affected or could materially affect, directly or indirectly, the issuer’s financial position and results and business operations, and investments by shareholders of the issuer, in a section headed

million, decreasing Baht 2,221 million or 25.23 percent, over-quarter. The decrease could be attributed to non-interest income which fell Baht 8,785 million, or 54.37 percent, due mainly to the volatility

employees of the Company and/or subsidiaries by this CCET-WC scheme, could be regained from motivation from these plan participants that could result increase in profit and share price eventually. 7. Voting

”, “may”, “anticipate”, “would”, “plan”, “could”, “should, “predict”, “project”, “estimate”, “foresee”, “forecast”, “seek” or similar words or expressions are forward-looking statements. Such forward

should continue to be accommodative so that the economic growth could continue and translate into the strengthening of domestic demand. Notwithstanding this, there are pockets of risks, such as debt