turn affect demand for loans – especially business loans – which would likely put pressure on asset quality. Moreover, commercial banks may focus on customer base expansion and income earned from

to decline low single digit YoY vs GDP forecast of -7% to -8% with the focus on being competitive to gain fair market share in mobile business Home broadband on contrary has been the beneficiary of

pricing strategy to address low affordability. Amid this uncertainty, AIS continue to focus on creating differentiation and enhancing retention program as well as digitalizing channels and operational

Saimai Avenue branch, PTT Pattanakarn gas station branch, and PTT Rama 2 gas station branch. As a result, in Q2/2022, there were all together 4 After You Marketplace standalone branches. Focus on Expanding

– AIS continues to focus on a profitable market share by delivering superior 5G experiences of network quality and coverage. We will place our efforts on creating value-based differentiation through the

sales. The company's focus on selling complementary accessories alongside main products has contributed to increased revenue and is expected to enhance gross profits. Revenue from services and corporate

Financial Service Co.,Ltd. (Japan) (AFS), while the bad debt recovery which increased 13.7% year on year. The Company plans to focus more on expanding fee- based income. This strategy aims to diversify

-Value (LTV) ratio for mortgage loans which led to a decline in bank lending to the real estate sector. The Bank of Thailand also implemented policies to encourage commercial banks to focus on sustainable

gross accounts receivable of 90,232 million baht, increasing 9% from as of February 28, 2019. This can be categorized by business type as follows: credit card receivable of 36,892 million baht, increasing

product sales approx. 71%:29%) • Finished or intermediate products, which can be categorized as follows: • Online sales and Head office pick up • OEM/Food Manufacturing under the Company’s trademark or per