from 86.3% to 90.6% in the first quarter of 2023 and political stability after the election, which might delay the government’s budget approval for 2024. For the 1Q/2023, the Company has total new sales

increase in minimum wages, local SME projects and agricultural business reform, to support the low-income group. Overall, the Thai economy is on course for a steady year of growth, according to the Bank of

and its subsidiaries’ operating results for the quarter ended September 30th, 2018 Unit: THB Million Q3/2017 (Restate) Q2/2018 Q3/2018 YoY QoQ 9M2017 (Restate) 9M2018 YoY Total Revenue 39,009 45,558

MANAGEMENT DISCUSSION & ANALYSIS 2Q 2018 14 AUG 2018 U CITY PCL 2Q 2018 MD&A (for the quarter ended 30 June 2018) 1 U CITY PCL 15 MAY 2018 2Q 2018 KEY FINANCIAL HIGHLIGHTS  Total revenue rose

total revenue (%) 1.15% 3.81% Total comprehensive income ratio for the period (Owners of the parent) to total revenue (%) 2.58% 3.89% Overall the profit of the 6-month period of 2020 (Consolidated), the

ratio for the period to total revenue (%) 3.15% 4.05% Total comprehensive income ratio for the period (Owners of the parent) to total revenue (%) 4.04% 4.09% 5 Overall the profit of the 9-month period of

1 Forth Smart Service Public Company Limited (FSMART) 3Q19 Management Discussion and Analysis Operational Summary in 3Q19  Net profit was Bt144mn, decreasing 1.1% YoY.  Total revenue from core

partly because the overall household purchasing power was not sufficiently strong and household debt remained elevated. Private investment picked up in line with the improved economic outlook, and with

partly because the overall household purchasing power was not sufficiently strong and household debt remained elevated. Private investment picked up in line with the improved economic outlook, and with

period ended 30 September 2021 which was reviewed by the auditor. The Company’s overall performance can be summarized as follows: Performance Unit: THB Million 3Q2020 3Q2021 Inc./ (Dec.) % Inc./ (Dec