(times) 1.8 3.2 Operating EBITDA (%) 45.4% 41.5% Quick ratio (times) 1.2 2.0 Cash-to-net profit (%) 96.8% 53.9% Account receivable turnover (times) 4.1 3.6 Net profit (excl. NCI) (%) 20.3% 20.8% Average

หมุนเวียน (2) อัตราส่วนทุนหมุนเวียนเรว็ (Quick Ratio) (เท่า) สินทรัพย์หมุนเวียน - สินค้าคงเหลือ หนี้สินหมุนเวียน (3) อัตราส่วนเงินสด (Cash Ratio) (เท่า) เงินสด + รายการเทียบเท่าเงินสด หนี้สินหมุนเวียน (4

เปลี่ยนแปลงอย่างมีนัยสำคัญ ให้วิเคราะห์ถึงสาเหตุโดยละเอียดด้วย               - วิเคราะห์อัตราส่วนสภาพคล่องที่สำคัญ เช่น current ratio, quick ratio

household debt, domestic political uncertainties and fluid international economic policies, KBank is closely monitoring the situation and assessing possible impacts, placing importance on efficient risk

such as tour package. Further, in March and April 2020, which is in the Covid-19 situation, more people stay at home and the watching of TV increases accordingly. The change of consumer behavior directly

to the SEC Office within seven days after the date on which the approved Thai government agencies becomes aware or should have been aware of such situation. Clause 30 The approved Thai government

aware of such situation. Clause 30 An approved foreign entity for offer for sale of bonds shall submit the following reports to the SEC Office in accordance with the procedures specifed in Clause 7: (1

, though actual implementation will likely be started from 2019 onwards. Nevertheless, there remain downside risks from an inclination towards protectionism, as exemplified by the US-China situation, and

adjusted of Ft charge relatives to gas cost) however, this was the temporary situation as gas price starting to lower in Q2’2019 Furthermore, there was a relatively more scheduled maintenance in Q1’2019

more franchise store this year. Although the COVID-19 pandemic situation since the first half of the year 2020 caused the delay for the franchise store expansion, the Company still plans to open more