construction on January 31, 2018 Contract Type Contract Party Employer Contract Date Contract Period Scope of Work 1. Contract for sand digging BangKhlee Civil Limited Partnership GS May 21, 2014 3 years 6

sand digging BangKhlee Civil Limited Partnership GS May 21, 2014 3 years 6 months (GS will extend the contract for 4 more years) Supply equipment and staff to dig sand at the designated area, using it as

Work 1. Contract for sand digging BangKhlee Civil Limited Partnership GS May 21, 2014 3 years 6 months (GS will extend the contract for 4 more years) Supply equipment and staff to dig sand at the

Pages Business contributes 7% and 6% of consolidated revenue, respectively. 3. Voice Info Services & Mobile Content Business (Voice & Mobile Content) This business comprisesVoice Info Services Segment and

Management (VBM): KBank has continued to apply VBM concept to risk management at both Bank-wide and segment/product level while setting the direction of credit portfolio and business targets at customer and

loan amounted to Baht 22,102.3 million, decreased by Baht 171.3 million or 0.8% when compared to the end of the year 2019. Table: Loans to Customers Classified by Segment (Unit: Million Baht) Loans to

! `O!7G J@!#!$&5 Nกก!#*# "ก!! !, *$6Mก!$ ""@M7"V {5@7 (Disruptive Innovation) "!6! ก ก #!$ก@ 6I, !767 7, warrants, *6@67 7 "!6! , partnership interests, business trust shares, ownership interests

ตราสารทุนท่ีกองทนุหลกัลงทนุประกอบด้วย หุ้นสามญั, หุ้นบุริมสิทธิ, warrants, ใบแสดงสิทธิเทียบเท่าตราสารทุน, partnership interests, business trust shares, ownership interests in business enterprises, ADRs

Hawaii limited partnership ( "Seller Group" ) with a value of not exceeding USD 250 million or not exceeding Baht 7,909 million1 through the purchase of entire 100 percent equity in by a company in the

a strategic partnership to grow their business and utilize both companies’ strengths in the global market. Total investment is at the amount of up to USD 100 million or equivalent to approximately