30 October 2017 At: ACC/HO 057/60 Re: Management Discussion and Analysis for the three-month and nine-month periods ended 30 September 2017 To: President The Stock Exchange of Thailand Homepro’s

due to THB 531 million positive change in foreign exchange gain (loss) and higher operating profits. Past Performance Analysis Revenue Analysis Group Sales increased 5% in 2017 at THB 21,551 million

management’ discussion and analysis for the 1st quarter in 2020, ended March 31st, 2020 as per herebelow : 3-Month Period Ended March 31st Change 2020 2019 % MB MB Sales Revenue 97.13 84.93 14.36 Total Revenue

29 October 2019 At: ACC/HO 023/19 Re: Management Discussion and Analysis for the Quarter of 3/2019 To: President The Stock Exchange of Thailand In the third quarter of 2019, there were concern on the

Thai) : Title First Name Last name First name / Last name (in English) : Title First Name Last name Former First name / Last name (if any) (in Thai) Title First Name Last name Date of Change Former First

First Name Last name Former First name / Last name (if any) (in Thai) Title First Name Last name Date of Change Former First name / Last name (if any) (in English) Title First Name Last name Date of

of 2017. The change was due to the decreased lease receivable, calculated according to the Effective Interest Method. Management Discussion and Analysis For the Three-month and Six-month Periods Ended

V3 22/02/61 10:09 น. 0 V3 22/02/61 10:09 น. 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in 2017 In 2017, Thailand’s real GDP grew by 3.9 percent, up

million d last year. million baht , J Fintech e % Change    6 -28.4% 5 48.9% 0 9.4% 5 - 100.0% 3 17.9% 3 9.2% 0 0.0% e % % % - % % % % Management Other Non- Total Asse Liabilities a Short-term institutions

: Chairman of Executive Board, Bangkok Asset Management Co., Ltd Chairman of Audit Committee, Secondary Mortgage https://www.sec.or.th/EN/Documents/Auditor/activitiesreport2013.pdf activitiesreport2014.pdf