debit / direct credit and an automatic transfer system (ATS). 4.2 Insurances Service is a service to provide life insurance brokerage services and insurance against loss which the customer can choose the

Equity Coverage Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) 1 of 10 Performance Overview Continuous growth in both revenue and net profits, attributed to

million, an increase of Baht 19.34 million or up by 45.9% over the same period last year, which was mainly due to the increase in interest income and increase in insurance compensation for the incident

each customer’s risk appetite and desired returns while also establishing the target and plan for continual investment. Moreover, we introduced the Life Insurance: Endowment 510 Guarantee, a 10-year term

Life Assurance Public Company Limited and our business partners, for service quality improvements in order to deliver an excellent customer experience. In keeping with changing customer expectations, we

Equity Coverage Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) 1 of 10 Performance Overview Growth continued both revenue and net profits, attributed to efficient

(K-STAR) and K Fixed-Dated Asian Bond 2022B (KAB22B). In parallel, KBank introduced special fixed-term deposits offering attractive interest rates, and life insurance products served by Relationship

under the Law on Financial Institution Businesses; (b) an insurance company under the Law on Non-life Insurance or the Law on Life Insurance; (c) any other financial institution as prescribed by the SEC

Plan Document Quick Link Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) Page 2 of 18 Major Events in 2019 New Retail Development to Become the “Center of Life” Opened

Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) Page 1 of 16 Executive Summary CPN’s total revenue and net profit continues to grow according to its business plan