+&' 2 &) +&' 2 = >?' x +&' x ' &)>?'?'=2:+&*1 ? . &) &)1% = % x &)1%' (9%2 & fixed-haircut approach &)%+9&) 3 : ) "%%% &)" %

and Aggregate Co.,Ltd. (CPAC) GS Feb 1, 2016 2 years 4 months Purchase sand obtained from digging the water storage pond from GS by indicating the amount of sand with fixed price per unit 3. Contract

Power (IRPC-CP Phase 1 and Phase 2) in November 2017, in which GPSC holds 51% equity, allowed the company to expand the electricity generating capacity resulting in an increase in volume of electricity

early in the quarter following the launch of special fixed deposit campaigns by large commercial banks and certain mid-sized banks. Looking at the remainder of this year, overall loan growth is expected

Equity (%) 15.32% 17.67% 23.26% Return on Assets (%) 10.66% 12.25% 16.37% Return on fixed assets (%) 89.99% 116.94% 161.08% Asset turnover times 1.09 1.06 1.17 Financial Policy Ratios Debt to Equity times

: 02-0195000 Item 2nd Quarter 1st Half 2019 2020 2019 2020 Number of New Equity Branches Opened (Branch) 16 3 23 4 Number of Equity Branches at Period End (Branch) 129 155 129 155 Number of New Franchise

equipment (net) 9,764.4 9,095.3 669.1 7.4 Advance payments for constructions and purchasesof fixed assets 40.0 53.5 (13.5) (25.2) Rights to service under concession arrangements (net) 1,597.4 1,639.5 (42.1

equipment (net) 10,136.9 9,095.3 1,041.6 11.5 Advance payments for constructions and purchasesof fixed assets 122.3 53.5 68.8 128.6 Rights to service under concession arrangements (net) 1,576.3 1,639.5 (63.2

1,166.0 12.8 Advance payments for constructions and purchasesof fixed assets 95.2 53.5 41.7 77.9 Rights to service under concession arrangements (net) 1,555.2 1,639.5 (84.3) (5.1) Right-of-use assets (net

and equipment (net) 11,226.8 10,261.3 965.5 9.4 Advance payments for constructions and purchasesof fixed assets 276.2 95.2 181.0 190.1 Rights to service under concession arrangements (net) 1,471.0