Management Discussion & Analysis 2022 1 I 9 Branches upcountry 86% Bangkok and vicinity 14% Revenue structure categorized by business groups (Unit : Million Baht) 2021 2022 Increase (Decrease) %YoY Amount
structure categorized by business groups (Unit : Million Baht) Q3/2022 Q3/2023 Increase (Decrease) %YoY 9M2022 9M2023 Increase (Decrease) %YoY Amount % Amount % Amount % Amount % Retail Business 2,252.79
year 204.55 1.42% 183.00 1.35% (21.54) (10.53%) Branches upcountry 86% Bangkok and vicinity 14% Revenue structure categorized by business groups (Unit : Million Baht) 2022 2023 Increase (Decrease) %YoY
, record date, shares payment date, for the most benefit for the company, and not in conflict with the law and/or SEC regulations, Thai Stock Exchange, and/or other related organizations. 2. Negotiating
: (1) being a gold trader for not less than 3 consecutive years and being a member of the Gold Traders Association, the Thailand Gold Retail Club or other organizations recognized by the SEC Office; (2
than 3 consecutive years and being a member of the Gold Traders Association, the Thailand Gold Retail Club or other organizations recognized by the SEC Office; (2) of which directors, managers and
other evidence. Clause 22. If it deems necessary and appropriate, the arbitrator may request the opinions on the dispute from relevant organizations, or may seek approval from the parties to have an
necessary and appropriate, the arbitrator may request the opinions on the dispute from relevant organizations, or may seek approval from the parties to have an expert to give opinions on the dispute. An