Change Baht million % Baht million % (%) Retail Lending 137,499 62.5 125,954 65.3 9.2 Hire Purchase 107,800 49.0 103,926 53.9 3.7 Personal loan 6,369 2.9 5,745 3.0 10.8 Micro SMEs loan 6,685 3.0 5,031 2.6
11.5 Hire Purchase 108,191 47.3 103,926 53.9 4.1 Personal loan 6,528 2.9 5,745 3.0 13.6 Micro SMEs loan 7,040 3.1 5,031 2.6 39.9 Housing loan 18,642 8.2 11,252 5.8 65.7 Commercial Lending 55,813 24.4
% (%) Retail Lending 142,334 59.8 140,402 61.4 1.4 Hire Purchase 105,760 44.4 108,191 47.3 (2.2) Personal loan 7,639 3.2 6,528 2.9 17.0 Micro SMEs loan 7,827 3.3 7,040 3.1 11.2 Housing loan 21,108 8.9 18,642 8.2
) % Amount (Baht million) % (%) Retail Lending 148,568 59.9 145,223 61.0 2.3 Hire Purchase 109,575 44.2 107,612 45.2 1.8 Personal loan 8,282 3.3 7,993 3.4 3.6 Micro SMEs loan 8,080 3.3 7,954 3.3 1.6 Housing
agreed to pay in amount of THB 15,000. 3. Withholding tax of which the Borrower agreed to pay in amount of THB 1,398,691.37. 4. Collaterals: 4.1 The pledge of personal assets of director in amount of THB
opportunity for IVL to strengthen its leadership position in the high growth personal hygiene oriented nonwovens market. Avgol is a leader in this segment with a compelling global footprint in new locations
promotional expense of beverage business. Administrative Expenses Administrative expenses of Q3’2018 was Baht 514 million, decreased by Baht 16 million or 3.0% from Q3’2017, mainly from reduction of personal
and personal loan lead generator. 3. Income from insurance business in Q3/2018 wat 35.1 million baht which is the revenues from non-life insurance that the Company acquired a majority stake since Q2