Offeror’s core business is the production and distribution of public utilities, whereby the Tender Offeror is both the business operator itself and the investor. As of 31 December 2018, the Tender Offeror has

-oriented production were on the ebb. Furthermore, digital disruption continued to negatively impact certain business operators’ income and operating costs. Under these circumstances, KBank put in place more

featured a workshop and advisory service entailing production process, product development and business networking with KBank partners, as well as advice on the use of various technologies such as point-of

measures to tame the volatility. At the same time, Thai stock markets plunged throughout the quarter amid investors’ risk-off sentiment and a slump in oil prices due to disagreement on oil production between

agricultural production and farm prices – the main source of income for the majority of Thai people – and thus have repercussions for SME operators dependent mainly on domestic consumption. Harsh weather like

events affect agricultural production and farm prices – the main source of income for the majority of Thai people – and thus have repercussions for businesses dependent mainly on domestic consumption