table sets forth certain details regarding the appraisal value and outstanding balance of our loans purchased and properties for sale that had been converted from collateral (“Foreclosed Collateral

revenue 3 Net Profit (Annualised) / Average Total Shareholders’ equity (average of outstanding at end of the same period in the previous year and at end of this quarter) 4 Earnings before interest and tax

2017 PERFORMANCE ANALYSIS (YoY) In 3Q 2017, the Company once again achieved an outstanding top and bottom line performance compared to the same quarter last year supported by; 1) The consolidation of

driven by improving domestic economic conditions, bouyant exports and the tourism sector. The market expects private consumption to have expanded, with higher spending on durable goods – particularly

and electronic sector, while non-durable goods sector was marginally increase. Domestic demand slowly improved in all sector as regular income. As a result, domestic industries expanded and business

go into daily necessities and non-durable consumer goods having inelastic demands. • Liquidity in the company remains high with cash and cash equivalents of US$0.6B and unutilized credit lines of US

collateral properties The following table sets forth certain details regarding the appraisal value and outstanding balance of our loans purchased and properties for sale that had been converted from collateral

million in the same period ended September 30, 2018 due to the lower bank overdrafts and short-term loan outstanding for the three-month period financial statement ended September 30, 2019. For the three

project’s progress, the allocated amount and the outstanding balance. Such reports must be available for public access via disclosure channels such as the issuer’s website. In addition to the disclosure above

be deposited by clients as the (Unofficial Translation) Page 2 of 2 margins for their outstanding derivatives positions shall be in accordance with the minimum rate or value prescribed by the