from the first half of 2018. Net interest income rose by Baht 1,239 million or 3.6 percent predominantly on improved yield on earning assets. Non- interest income fell by Baht 4,220 million or 15.0

quarter 3 /2017 as the principal of investment declined bringing down the yield. Jan – Sep. 2018 For the first 9-month of 2018, sales increased to THB 620.53 million or 18% from THB 525.24 million in 9

17,573 16,825 3.9% 8.5% 52,953 49,670 6.6% Yield on earning assets 3.74% 3.64% 3.65% 0.10% 0.09% 3.69% 3.67% 0.02% Cost of funds 1.52% 1.50% 1.54% 0.02% (0.02)% 1.51% 1.54% (0.03)% Net interest margin 2.42

receivables and insurance business which yield higher gross profit margin. Administrative Expenses The Company had administrative expenses for the 3rd quarter of 2018 equal to 77.3 million baht, which was

collection business. The performance in Q3/2018 shows a strong recovery sign. In addition, the Company diversifies its business into Factoring Business which yield a good return for the business. Property

production resulted to less in yield per rai, which led to a contraction of GDP 4.8% of agriculture sector. Moreover, off-season rice harvest areas also declined by 41.21% in this quarter effecting to a

order to alleviate such impact on our customers, the Company offered credit assistance measures to those customers affected by COVID-19, in line with the Bank of Thailand’s measures to ease debtors

transaction is considered as the connected transaction regarding the receipt of financial assistance pursuant to the Notification of the Capital Market Supervisory Board No. Tor Jor. 21/2551 Re; Rules on

connected transaction. This transaction is considered as the connected transaction regarding the receipt of financial assistance pursuant to the Notification of the Capital Market Supervisory Board No. Tor

financial assistance pursuant to the Notification of the Capital Market Supervisory Board No. Tor Jor. 21/2551 Re; Rules on Connected Transactions and the Notification of the Board of Governors of the Stock