that we have the financial flexibility to lead, compete, and pursue growth prospects in any changing circumstances. The dividend payment shall still be made twice a year and is based on consolidated

consolidated financials due to holding segment 230 212 389 185 350 328 348 445 724 775 1,004 1,441 11% 12% 13% 11% 12% 14% -10% -5% 0% 5% 10% 15% - 500 1,000 1,500 2,000 2,500 3,000 2559 2560 2561 2562 2564 Asia

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

หนดช าระภายในหนึง่ปีจากการลงทนุของ บรษัิทฯ Consolidated 2561 2560 อัตราสว่นสภาพคลอ่ง (เทา่) 0.76 0.91 อัตราสว่นหนีส้นิทีม่ภีาระ ดอกเบีย้จ่ายตอ่สว่นของผูถ้อื หุน้ (เทา่) 2.09 1.13 อตัราสว่นภาระหนีส้นิตอ่

(THIS REPORT DISCUSSES PRINCIPAL CHANGES IN THE UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

transaction of the Company and submit such opinion to the SEC, the SET, and the shareholders of the Company. In this regard, the net tangible assets (NTA) of the Company based on the consolidated financial

Consolidated Performance ไตรมาส 2/2559 ไตรมาส 1/2560 ไตรมาส 2/2560 % YoY % QoQ 6M/2559 6M/2560 % YoY รายไดจ้ากการขาย 4,844 4,246 4,826 0% 14% 9,179 9,073 -1% EBITDA 436 312 228 -48% -27% 843 540 -36% EBITDA

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED AND UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD

: Adjusted EBITDA Margin Consolidated Performance ไตรมาส 3/2559 ไตรมาส 2/2560 ไตรมาส 3/2560 % YoY % QoQ 9M/2559 9M/2560 % YoY รายไดจ้ากการขาย 3,901 4,826 5,180 33% 7% 13,080 14,253 9% EBITDA 349 228 211 -40