) 235.76 126.53 Debt Service Coverage Ratio (Times) 94.15 75.36 (3) Asset Management Capability (3.1) Debtor Quality, Accounts Receivable Aging, Provision and Sufficiency of Allowance for Doubtful Debts The
as follows: 1. Thai Financial Reporting Standard - Financial instruments group Credit Risk Allowance for impairment loss for trade receivables are measured at an amount equal to lifetime ECLs. ECLs on
2021, the allowance for expected credit losses from receivables has been reduced. Due in 2020, such loss has already been recorded quite high. Fair value loss on FVTPL equity instrument increased by 100
of the allowance for doubtful loss of 22.64 million Baht. Financial Cost and Expense (Income) Income Tax The Company and its subsidiaries’ financial cost was 0.17 million Baht, increased by 0.10
make those suitable for actual usage conditions Impairment loss on financial assets increased by 557.8%. This is because in 2022, additional the allowance for expected credit losses from receivables was
assets decreased by 130. 0% . This is because in 2022, the Company has recorded an increase in allowance for expected credit losses from some receivable, while in 2023, the company has reversed the
in a decrease in the cost-to-income ratio, which stood at 42.52 percent. KBank has set aside higher allowance for impairment loss on loans, in line with uncertainties from the ongoing economic slowdown
revenue 155,530.4 161,893.2 (6,362.8) (3.9) Add: Accrued interest receivables 214.1 224.2 (10.1) (4.5) Less: Allowance for doubtful accounts (3,947.5) (3,763.2) (184.3) (4.9) Revaluation allowance for debt
) amounted of Baht 2,495.4 million, increased by Baht 307.0 million when compared at the end of the year 2016 or up to 14.0%. The ratio of NPLs (Net) at 1.55% of total loans after deducted allowance for