% minimum rate required by the Bank of Thailand and increasing from 31 December 2016 at 13.706%. The ratio of Tier I capital fund to risk assets was 10.277%, higher than the 7.250% minimum rate required by

loan loss reserves to minimum required provisioning 188.2% 194.4% 205.0% (6.2)% (16.8)% Ratio of loan loss reserves to NPLs 151.2% 160.0% 173.6% (8.8)% (22.4)% Non-performing loans (NPLs) at the end of

23.054%, higher than the 9.750% minimum rate required by the Bank of Thailand and increasing from 31 December 2016 at 13.706%. The ratio of Tier I capital fund to risk assets was 19.690%, higher than the

% Ratio of net NPLs to net total loans 1.2% 1.1% 0.9% 0.1% 0.3% Ratio of loan loss reserves to minimum required provisioning 194.6% 188.2% 205.0% 6.4% (10.4)% Ratio of loan loss reserves to NPLs 154.0

Capital Fund to Risk Assets As of 30 September 2017, the ratio of total capital fund to risk assets (BIS ratio) at 23.054%, higher than the 9.750% minimum rate required by the Bank of Thailand and

the Bank and its subsidiaries were 18.91 percent, 17.42 percent and 17.42 percent, respectively. These capital adequacy ratios are above the Bank of Thailand’s minimum capital requirements. V3 22/08/62

capital to risk-weighted assets ratio (BIS ratio) increased by 20.463% from 19.265% as at 31 December 2019, higher than the minimum rate at 11.000%, required by the Bank of Thailand. Tier I capital ratio to

) was at 19.122%, higher than the 11.000% or the minimum rate required by the Bank of Thailand, and increased from December 31, 2019 which was at 19.304%. The ratio of Tier I capital to risk assets was at

the Bank and its subsidiaries were 20.71 percent, 17.66 percent and 17.66 percent respectively, which are comfortably above the Bank of Thailand’s minimum capital requirements. V2 12/11/62 4 Operating

events, resulting cash flow throughout the events all the year. And the Company also organized E- Sport event, race for Chombueng Marathon project, 10K Thailand Championship run project, sport tourism, etc