curb the pandemic. From the situation, unemployment rate in the second quarter of 2021 was at 1.89% and household debt showed high level. As of August 31, 2021, the Company’s total cards reached 9.29

fee from 100 baht to 50 baht per round for debtor (one installment past-due) Notification of Debt Collection Supervisory Committee, which effective September 13, 2021 onward. However, our revenue from

Capex Net Debt Cash and Cash under Management Total Debt Debt Maturity Profile as on 30 Jun, 2020 Fixed = 71% Floating = 29% Effective Finance Cost 3.27% Credit Rating: AA- with stable outlook by TRIS in

. Also, there were concerns about pockets of risks in the property market, further accumulation of household debt, and debt serviceability of SMEs, especially those affected by changes in structural

Operations Cost of hospital operations in 2Q’19 increased by 10% yoy. in line with the increase of income despite extra cost recorded in 2Q’19. Due to the new labour law which was effective in May 2019, the

of household debt. On the other hand, public spending and investment continued to grow due to government’s relief measure through cash injection for people and businesses. As of August 31, 2020, the

-income households. Nevertheless, high levels of household debt continue to weigh on household purchasing power. Headline inflation in the first quarter of 2019 was 1.2 percent, up from 0.4 percent in the

. Challenges persisted, including uneven income recovery, restrained spending in mid to low-income segments, high household debt, and global macroeconomic uncertainties. As a consequence, the overall economic

mall management and effective operating costs control The Thai economy in 2Q17 continued to expand and recovered at a modest pace, driven by export of goods which showed a high expansion, and the tourism

information become know or should have been known, but not exceeding two years from the effective date of registration statement and draft prospectus.” - 13 - ASEAN DEBT DISCLOSURE STANDARDS I. IDENTITY OF