decline could be attributed to an increase of Baht 1,493 million or 16.36 percent in our impairment loss on loans and debt securities to cope with economic uncertainties. Operating profit before provision

could be attributed to a decrease of Baht 221 million, or 2.08 percent in impairment loss on loans and debt securities and an increase of Baht 835 million, or 2.13 percent in net operating income which

nor shall they certify the accuracy and completeness of the information contained in the Registration Statement. The liability for certification of the accuracy and completeness of the information

, consumer confidence depression and high level of household debt though, there was some spending of consumer goods from the COVID-19 pandemic distress. However, the government sector has launched remedial

annual depreciation calculation. 2. Total liability, the company had total liability as of December 31, 2019 at 79.68 million bath decrease from December 31, 2018 at 22.05 million bath or 21.67% decrease

of 49.35 Million Baht. As at 31 December 2019, the Group’s Current ratio was 1.48 times which mean the company’s liquidity to payment on short-term liability was still high. While Debt to Equity tel:02

-2763 As at 31 March 2020, the Group’s Current ratio was 1.42 times which mean the company’s liquidity to payment on short-term liability was still high. While Debt to Equity ratio of the Group and

comply with such rules. In case those persons have breached the obligation under the first paragraph which cause the intermediary to breach or fail to comply with the rules under this Notification, the

able to achieve higher collection efficiency and cost control management.  The Company purchased bad debt from financial institution in Q1/2018 1,017 million Baht.  The Company’s Interest Bearing Debt

Other Payables 102.7 4.3% 119.5 5.2% 16.8 16.4% Long-term Debt due within a year 122.4 5.1% 126.2 5.5% 3.8 3.1% Long-Term Loans, Net 562.7 23.4% 402.0 17.4% -160.7 -28.6% Debenture 467.0 19.4% 99.0 4.3