in this quarter and focus on specific customer groups to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht

Management Discussion & Analysis 2022 1 I 9 Branches upcountry 86% Bangkok and vicinity 14% Revenue structure categorized by business groups (Unit : Million Baht) 2021 2022 Increase (Decrease) %YoY Amount

structure categorized by business groups (Unit : Million Baht) Q3/2022 Q3/2023 Increase (Decrease) %YoY 9M2022 9M2023 Increase (Decrease) %YoY Amount % Amount % Amount % Amount % Retail Business 2,252.79

year 204.55 1.42% 183.00 1.35% (21.54) (10.53%) Branches upcountry 86% Bangkok and vicinity 14% Revenue structure categorized by business groups (Unit : Million Baht) 2022 2023 Increase (Decrease) %YoY

Capital Expenditure THB 40-60 mn 6. Benefits which the company will receive from the capital increase and share allotment An increase of capital by issuing new shares is an alternative fundraising method

governmental support. The new PDP is expected to be completed and implemented in 2018. Page 4 Regarding the Alternative Energy Development Plan of 2015-2036 (AEDP 2015), power generation from renewable energy is

received the Top Innovative Organization Award 2018, which was arranged by National Innovation Agency (Public Organization), The Stock Exchange of Thailand (SET), Market for Alternative Investment (MAI) and

(UNOFFICIAL TRANSLATION) Codified up to No. 5 As of 19 February 2018 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. Notification of the Capital Market Supervisory Board No. Tor Jor. 12/2558 Re: Offering of Units of Infrastructure Trusts ___________________ By virtue of Section 16/6 of the Securities and Exchange Act B.E. 2535 (1992), as amended by the Securities and Exchange Act (No.4) B.E. 2551 (2008), and Se...

, processed, and made available for viewing within reasonable time. Securities clearing houses and central securities depositories shall set up an alternative system for use when the system under Paragraph 1

Chaowanantakul 2) Mr. Peerayot Rujitess 3) Mr. Thaitawat Indratula 4) Mr. Jiruss Rianchaiwanich 5) Mr. Petcharat Taotong Business Type To provide the alternative energy supply and energy saving consultancy by