portfolio in the low yield segment per aforementioned with yield on loan declining from 7.4% to 7.3% yoy while cost of fund remained stable at 2.3% yoy for Q418. Net fee and service income totaled Baht 1,314
of 14.2%. Loan spread for 4Q19 declined slightly to 4.9% comparing to 5.0% for the same period last year. Net fee and service income totaled Baht 1,250 million, decreasing 4.8% yoy mainly from the
increased from 7.4% to 7.6% while cost of fund declined from 2.7% to 2.3% for the first half of 2017 comparing with the same period last year. Net fee and service income totaled Baht 1,859 million, increasing
Pty Ltd. (Boco Rock) 2. Other businesses 2.1 Local Other Businesses EGCO Engineering and Service Co., Ltd. (ESCO) O&M 2.2 Overseas Other Businesses Pearl Energy Philippines Operating Inc. (PEPOI) Quezon
the decline of loan spread from 4.9% during the first half of 2018 to 4.7% for the first half of 2019. Net fee and service income totaled Baht 2,146 million, declining 2.7% yoy from the decline in
comparing with the same period last year resulting in the decline of loan spread from 4.9% during the first half of 2018 to 4.7% for the first half of 2019. Net fee and service income totaled Baht 2,146
year. Net fee and service income totaled Baht 3,265 million, increasing 13.1% yoy. The fee from Asset Management business increased to Baht 594 million for the nine months of 2018, an increase of 73.2
declining from 7.4% to 7.3% yoy while cost of fund remained stable at 2.3% yoy for Q418. Net fee and service income totaled Baht 1,314 million, increasing 12.4% yoy. The fee from Asset Management business