beneficial to borrowers afflicted by the current economic environment. KBank was well-prepared for these criteria and hence implemented various assistance measures, focusing on three issues, i.e., suspension

KBank operating processes. We have put in place the operational procedures necessary to accommodate the new criteria.  Payment Systems Act, B.E. 2560 (2017) The Payment Systems Act (PSA), B.E. 2560 (2017

place policies, processes, operational procedures and criteria for loan transactions and credit risk management which are in compliance with the government’s single-account scheme, taking into

in lending criteria or guidelines, especially those related to retail loans from the Bank of Thailand, which may curb the expansion of loans extended to certain groups of customers. Moreover, banks

of the BOT No. SorNorSor. 3/2561(2018), Re: Criteria for Commercial Banks’ Service Channels, effective on March 6, 2018, to promote greater efficiency and flexibility in commercial banks’ service

of Thailand Re: Criteria, Condition, and Procedure in Considering an Application to Approve to List Newly Issued Ordinary or Preference Shares as Registered Securities B.E.2558, dated May 11, 2015 (as

months according to the Notification of the Stock Exchange of Thailand Re: Criteria, Condition, and Procedure in Considering an Application to Approve to List Newly Issued Ordinary or Preference Shares as

securities. For example, types of debenture and bill, unredeemed amount and value, maturity date, collateral and other significant terms such as the right to put and call options and borrowing criteria, and

. Criteria for the allocation of the newly issued shares to the specific investor With respect to this issuance and offering of the newly-issued ordinary shares to specific investors (Private Placement), the

transactions is based on the consolidated financial statements for 9 months ended 30 September 2017 of the Company and the Target, on the criteria according to the Acquisition and Disposition of Assets