6,210 million baht, decreasing by 7% y-y. For the fourth quarter of 2020, the Company recorded expected credit loss of 883 million baht, decreasing by 53% y-y and 34% q-q. Net credit cost was at 5.6

6,210 million baht, decreasing by 7% y-y. For the fourth quarter of 2020, the Company recorded expected credit loss of 883 million baht, decreasing by 53% y-y and 34% q-q. Net credit cost was at 5.6

addition, the allowance for expected credit losses (allowance for doubtful accounts) was recorded in Q2–2020. As the result, the total operating expenses in Q2–2021 increased at a rate similar to the

and government’s lockdown measures of shopping mall as well as business activities. - Finance Cost The Company recorded consolidated finance cost in the first half of 2021 of 901 million baht

, increasing by 7% y-y. For the fourth quarter of 2021, the Company recorded expected credit loss of 1,619 million baht, increasing by 83% y-y but decrease by 9% q-q due mainly to new sales in the fourth quarter

counted for the expansion in renewable energy business in order to reduce business risk and meet the objective of capital increase. 7. Source of Funds 7.1 Cash payment for the amount of Baht 28.80 million

income and net fees and services income. Other operating expenses were Baht 2,345 million, increased by 10.5% yoy. For 3Q18, the Bank recorded loss on sale of foreclosed assets totaled Baht 78 million

income and net fees and services income. Other operating expenses were Baht 2,345 million, increased by 10.5% yoy. For 3Q18, the Bank recorded loss on sale of foreclosed assets totaled Baht 78 million

from change in fair value of biological assets 9.70 Million Baht. The main cause is the value of economic trees that was recorded in the consolidated financial statements as at 31 December 2016

Ratchadham Line Project which the Company had recorded since the fourth quarter of the year 2017 where the income is equal to the interest expense from the long term loan for investing in the MRT Chalong