Industry and Competition 2 1.3 Regulatory Changes 2 2. Risk Management and Risk Factors 5 2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 6 2.4 Cyber Risk Management 6

. However, public investment in infrastructure projects and upcoming private investment in the Eastern Economic Corridor (EEC) will be key supportive factors for the economy. The decision by the Bank of

when compared to 4Q17. Core EBITDA per ton QoQ declined by 25% and core EBITDA on a QoQ basis declined by 22% as a result of the following reasons: o 4Q18 was impacted due to IVL-specific factors that

, with goals to continually expand branches. From the mentioned factors the marketing business recorded EBITDA THB 474 million, THB 133 million lower (-22%) YoY from lower marketing margin, and THB 195

) expects the Thai economy to contract by 6.7 percent. The main factors driving the economic downturn are the contraction in exports of services, predominantly tourism revenues following the sharp fall in the

is fundamental or technical, in conjunction with such consultation. 4 “fundamental analysis” means an analysis to seek an appropriate value of capital market product by [i] considering factors which

ratio in this quarter stood at 49.31 percent. KBank also set aside a higher expected credit loss of Baht 3,047 million compared to the preceding quarter, with prudent consideration of factors in line with

any factors or situation are changed in the future; the investors are, therefore, required to have their own discretion regarding the usage of this information for any purpose. For further detail

. The global consumption of BOPET is expected to increase at an average rate of about 7% CAGR per annum making the acquisition earnings accretive. Critical success factors are customer intimacy, product

the same period last year, reflecting the concentration of domestic demand. This, combined with structural factors such as the expansion of the global value chain and e-commerce, increased the