(Synopsis)   31/12/2006 13. Report/Form (Notification of Securities and Exchange Commission) Form 14-1 Report on Gross Operating Income for Annual Transaction Levy Calculation   14. Circular   5/2552    29/01

expenses for management service. The group’s equity increased by Baht 9 million, mainly due to operating income of Q1/2020. March 31 December 31 2020 2019 Current assets 987 996 (9) Non-current assets 1,201

as follows:- Unit : Million Baht 2019 2018 Net securities business income 299.82 361.99 Operating expenses (271.61) (335.76) Corporate income tax – expenses (5.54) (5.81) Operating income 22.67 20.42

operating income ratio 24.3% 21.2% 27.3% 3.1% (3.0)% 22.7% 24.5% (1.8)% Expense to operating income ratio 56.2% 43.5% 45.5% 12.7% 10.7% 45.4% 43.5% 1.9% Return on average assets * 1.04% 1.14% 1.10% (0.10

(Baht) 4.45 4.28 4.33 4.1% 2.8% 17.29 16.67 3.8% Net interest margin 2.31% 2.30% 2.36% 0.01% (0.05)% 2.32% 2.34% (0.02)% Net fees and service income to operating income ratio 27.3% 23.2% 22.9% 4.1% 4.4

52.2 Other operating income 494,417 792,921 (298,504) (37.6) Total operating income 16,297,855 16,155,542 142,313 0.9 Other operating expenses Employee's expenses 4,967,514 4,767,079 200,435 4.2

442,456 231,128 52.2 Other operating income 494,417 792,921 (298,504) (37.6) Total operating income 16,297,855 16,155,542 142,313 0.9 Other operating expenses Employee's expenses 4,967,514 4,767,079 200,435

3,530 3,615 (2.3) 3,227 9.4 10,683 9,198 16.1 Non-interest income 1,283 1,238 3.7 1,755 (26.9) 4,576 4,960 (7.7) Total operating income 4,813 4,852 (0.8) 4,982 (3.4) 15,259 14,158 7.8 Total other

operating income ratio 22.7% 21.2% 21.2% 1.5% 1.5% 22.6% 22.2% 0.4% Cost to income ratio 41.9% 45.3% 43.5% (3.3)% (1.6)% 43.3% 42.1% 1.2% Return on average assets * 1.17% 1.19% 1.14% (0.02)% 0.03% 1.18% 1.16

Vehicle Company Limited. 5 Net Profit For the first nine months of 2019, consolidated total operating income was reported at 3,774 million baht, showing an increase of 380 million baht or 11% y-y. The