(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED AND UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED 30

4,009 -3% Non-controlling interests 70 150 359 413% 139% 337 701 108% Earnings per share (Baht per Share) 0.77 0.73 1.35 75% 85% 3.00 2.91 -3% Note: Restatement of financial statement 2018 due to the

the statement of financial position and the statement of comprehensive income for the year ended December 31, 2018 for submission to the 2019 Annual Ordinary General Meeting of Shareholders. 2. Resolved

. Resolved to approve the statement of financial position and the statement of comprehensive income for the year ended December 31, 2018 for submission to the 2019 Annual Ordinary General Meeting of

each financial statement period Tax Expense ● Tax expense increased 39.5% year-on-year from Baht 146 million for 9M’2016 to Baht 204 million for 9M’2017. The increase was primarily attributable to an

/or depreciation (loss) of the Baht against the U.S. dollar at the ending of each financial statement period Tax Expense  Tax expense decreased 48.7% y-on-y from Baht 76 million in Q1’2017 to Baht 39

and Managing Director 4. Summary of financial statements of VAVA Statement of financial position Unit : Million Baht Items Statement of financial position 31 Dec 14 31 Dec 15 31 Dec 16 Assets : Current