reduction from e-commerce channel of sale by 22.0 percent. The decrease of e- commerce was caused by the changing of air ticket booking behavior. Meanwhile, number of passenger from the point-of-sale in
confidence; 3.) strong tourism growth mainly from higher international tourist arrivals, especially from the ASEAN region, despite a slight decline in Chinese tourist arrivals during the second half of 2018
been declining, whereby in 2017, the Company’s total revenues amounted to Baht 294 Million, which was decreased from Baht 332 Million in 2016 or representing a decrease by 11 percent, thereby causing the
6.70 percent from the same period of last year. The decrease came from non-interest income which fell Baht 2,871 million, or 19.00 percent, due to cancellation of funds transfer fees via digital channels
measures to release the economic impact. Having considered the above-mentioned circumstances, the Bank of Thailand lowered the Thai economy growth outlook in 2020, from an increase of 1.5-2.5% to a decrease
the end of 2016, with the decrease mainly being a reduction in the inventory on hand, trade and other current receivables as well as in property, plant and equipment. Current Assets as at September 30
the loan interest rate to assist customers impacted by COVID-19 pandemic together with more conservative loan approval. However, the bank’s interest expenses dropped from the reduction of the
next book value after reduction of the allowance for doubtful debit as shown on the balance sheet. 2. Risks on Interest Rates Risks on the chanage of interest may cause the damage on the Company in