as follows: (1) The Notification of the Capital Market Supervisory Board No. Tor Nor. 47/2567 Re: Investment of Funds (No. 29) and Attachment 1, Attachment 2, Attachment 3, Attachment 4-retail MF

source market, suffered a decrease at 2.2 percent. (Source: Tourism Authority of Thailand) 3 ASIA’S BOUTIQUE AIRLINE The number of passenger of Bangkok Airways for nine-month period of year 2019 decreased

growth and returns while maintaining our market leadership over the long term. Guided by our core strategies of “Customer Centricity” and making KBank the Customers’ Main Bank for all eight customer

achieve sustainable growth and returns while maintaining our long-term market leadership. Guided by our core strategies of “Customers’ Life Platform of Choice” along with “Customer Centricity”, KBank has

shown in the table on page 6. Market and Competitive Environment In 2Q19, the competition in mobile market showed a sign of improvement. Overall, the industry focused on reducing unlimited data offerings

Ref. DBP. 111 / 2020 August 10, 2020 Subject : Clarification on Operating Results for the 2nd quarter and 6-month period ending June 30, 2020 To : President The Stock Exchange of Thailand Diamond

Operating Results 1. Organizational structure and operation of the group of companies 3 2. Risk management 12 3. Business sustainability development 13 4. Management discussion and analysis (MD&A) 17 5

of potential factors or incidents that may materially affect the financial condition or the operating results. This includes both external factors such as economic trends, changes in market/industry

up 56%  Driven by positive internal and external outcomes  LTM 2Q18 Core EPS THB 3.86 – up 61% YoY post 9.8% dilution from warrants exercise  Net Operating D/E 0.45x, Core ROCE 15.8% on LTM 2Q18

No. INSET 007/2563 24 February 2020 Subject Management Discussion and Analysis of the Year 2019 Operating Results, Ending 31 December 2019 Dear Governors and President Market for Alternative