was negatively impacted by an unexpected event in Malaysia, where a government-linked sector that is one of our major clients in airport advertisement has cut back its spending due to the country’s

to the decline in user spending through the solutions that the Company provided for clients in mobile operator sector. In addition, gross profit from information technology solutions was THB 5.25

ใหญ่ของกองทนุรวมตาม National credit rating scale ต่ำ สูง Gov.bond/AAA AA, A BBB ต่ำกว่า BBB Unrated อันดับความน่าเชื่อถือส่วนใหญ่ของกองทุนรวมตาม International credit rating scale ต่ำ สูง AAA AA, A BBB

ช ำระหนี้ของผู้ออกตรำสำร (credit risk) พิจารณาจากอันดับความน่าเชื่อถือ (credit rating) ส่วนใหญ่ที่กองทุนรวมลงทุน (ประมาณ 80% ของNAV) ทั้งนี้ หากกองทุนรวมใดมีการกระจายการลงทุนในตราสารหนี้ที่มี credit

class, rapid digital penetration, high credit growth4 and large unbanked population5 • Aligns with the Bank’s international strategy to transform into a leading regional bank with larger presence in key

businesses in banking and insurance sector began to bring technology into the business operations resulting in a significant increase in revenue compared with the same period of last year. Revenue from

เดช จงวัฒนาศิลป์กุล 62,945,000 2.60 10. CREDIT SUISSE AG, SINGAPORE BRANCH 60,000,000 2.48 Management Position 1. Mr. CHATRCHAI TUONGRATANAPHAN CHAIRMAN OF THE BOARD / INDEPENDENT DIRECTOR / AUDIT

sector. 2. A decrease in trade accounts receivable at amount of Baht 24.51 million due to the impairment of trade receivables increased by Baht 55.07 million (according to Thai Financial Reporting

1Q2022, the Company had services income from online advertising for products and services of THB 0.30 million, increased by THB 0.20 million or +217.39% YoY as clients in property development sector

property development sector decreased their media spending. In addition, gross loss was THB 1.95 million as high proportion of the costs was employee-related costs which were fixed costs. Other income In